Non-QM Mortgage Solutions Outside Traditional Guidelines

Your trusted. full-service mortgage company — dedicated to helping you make the best decisions about one of the biggest purchases of your life.

Jordan Campagna, Senior Loan Officer

Avanti Mortgage

Phone: (801) 633-0678

Email: [email protected]

NMLS# 1178630

Company NMLS# 1843923

Licensed in: UT, ID

Avanti Mortgage is a DBA of South Towne Mortgage, NMLS #1843923. All loans are subject to credit approval, acceptable appraisal, title review, and underwriting conditions. This is not a commitment to lend, and terms may change based on credit, income, employment, or program requirements. Equal Housing Lender. For licensing information, visit www.nmlsconsumeraccess.org

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Non-QM

Non-QM Mortgage Solutions Outside Traditional Guidelines

What Are Non-QM Loans?

Quick Qualification Check

Popular Non-QM Program Types

Who Should Consider Non-QM Loans?

Frequently Asked Questions

Ready to Get Started?

Non-QM (Non-Qualified Mortgage) loans offer flexible documentation and underwriting for borrowers who do not fit conventional or government loan boxes — self-employed, investors, recent credit events, and more.

Qualified Mortgages (QM) follow strict Ability-to-Repay rules. Non-QM loans still require a reasonable ability to repay, but allow alternative income documentation and more flexible credit or property scenarios that agency guidelines may not allow.

Get personalized options with no impact to your credit score.

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Non-QM is a category — not a single product. Here are common options we help clients evaluate.

If traditional guidelines do not fit your income or investment goals, Non-QM may be the path forward.

Your trusted, full-service mortgage company dedicated to helping you make the best decisions for one of the biggest purchases of your life.

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[email protected]

801-981-5690

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www.nmlsconsumeraccess.org

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